Solving the problem of our health care industry and the involvement of government should be considered a matter of protecting our sustainable future as a nation and not an accomplishment of political affiliation. How we protect all of our citizens and help them obtain affordable care for their personal and family livelihood will direct our country towards a more prosperous outlook as a nation long-term. While many believe that healthcare should be a right of the people, the decision to make healthcare affordable to all of our citizens and protect those most vulnerable who cannot afford any private care, should be considered with the same long-term vision as that of previous benefits like social security and disability/medicare coverage. These are benefits that are paid into through wage labor as contributions from the employee and employer together. They are structured as insurance policies that you pay into now and receive the benefit of protection in retirement or disability on the job. Medical insurance, while costly, is no different from car insurance as it protects the general health of the individual to continue their normal way of life and only becomes necessary to use in the event of medical ailment, pregnancy or prolonged sickness. This means that for much of an individual’s working life, medical insurance is paid without benefit. Because the burden of the health care industry is the overwhelming use of emergency rooms by uninsured people, unpaid bills for treatment and the resulting costs that are reflected in the insured payer’s rising premiums, this key area of focus should be the problem that government addresses. One consideration would be a minimum payment from wages, (possibly 1-3%) that provides unlimited access to emergency rooms and routine doctor visits. This allows the private medical insurance industry to focus on providing a greater number of options for individuals and offers the individual greater choices in what type of medical insurance it believes is necessary. By removing the general treatment requirement from the private industry and allowing this to be a universal basic coverage for all Americans, the system then releases an overwhelming burden and becomes more fluid in its ability to service the market. If basic treatment, annual checkups and emergency room visits became the universal coverage benefit from an individual contribution from wages, then the health care insurance industry could focus on being more efficient, sustainable and prosperous for all Americans.